What We Do?

Real Approvals. Real Support. No Games.

Fast, Flexible Merchant Accounts

We specialize in placing hard-to-approve merchants. Whether you're in CBD, adult, supplements, or travel — we'll get you processing fast with custom-fit solutions and no games.

24/7 U.S.-Based Support

Our expert support team is here for you day or night — no offshore scripts, no endless hold times. Just real people solving real problems fast.

Chargeback & Risk Management

We help you stay compliant and protect your business with proactive tools to reduce fraud and chargebacks — before they become a problem.

Payment system
Support team
Payment Illustration

Why Make Us Different From Others?

We specialize in high-risk industries, offering secure, fast, and tailored payment processing solutions. Our expertise ensures every transaction is approved, making us the final solution for high-risk businesses. With advanced technology and dedicated support, we simplify payment processing like no other.

Legacy Payments Logo Our Mission

Our mission is to empower high-risk industries with reliable payment solutions, guaranteeing approval for every transaction. We prioritize security and exceptional service to be your ultimate partner in success.

What We Provide For You.

  • Guaranteed Transaction Approvals
  • Secure Payment Gateway
  • Specialized High-Risk Support
  • 24/7 Expert Assistance

28+

Years of Industry Expertise

Decades of hands-on experience navigating complex, high-risk payment landscapes.

250M+

Revenue Processed For Merchants

From blocked to blacklisted, we've helped clients move over $250 million in processed volume.

98 %

Client Retention Rate

Merchants who came to us after being rejected elsewhere stay—and grow—with us.

52+

Integrations & Tools

Robust API, CRM, POS, and eCommerce integrations to streamline operations.

Expert Solutions For High-Risk Industries

We understand the unique challenges of high-risk businesses and provide specialized processing solutions for industries that traditional processors won't touch.

Nutraceuticals
Nutraceuticals
High Risk Industry
Gambling
Gambling
High Risk Industry
Firearms
Firearms
High Risk Industry
Travel
Travel
High Risk Industry
Crypto
Crypto
High Risk Industry
High Tickets
High Tickets
High Risk Industry

4 Reliable Steps To Secure A Stable High-Risk Merchant Account

Rest assured, even if you've been turned down by every financial institution, placed on the MATCH LIST, or faced rejection from other payment processors across the board, we're here to support you!

Step Illustration

Skip The Endless Paperwork And Get Approved In 24-48 Hours With Our Specialized High-Risk Underwriting Team That Understands Your Business.

01

Submit Your Application (2–5 Minutes)

Complete our streamlined application designed specifically for high-risk merchants. No lengthy paperwork, confusing forms, or unnecessary delays.

02

24 Hour Underwriting Review

Our high-risk specialists review your application with deep industry expertise. We understand your business challenges and work to approve, never decline.

03

Account Setup & Integration

Once approved, our technical team sets up your merchant account and integrates with your existing systems. Full white-glove support throughout the entire process.

04

Start Processing Payments

Begin accepting payments immediately with 24/7 support, real-time reporting, and ongoing account management from our dedicated high-risk team.

What Our Clients Say!

Sarah Chen

Sarah Chen

CEO, GreenLeaf CBD Solutions

"After being declined by 6 different processors, Legacy Payments approved us in 24 hours. Their team truly understands the CBD industry and provides outstanding technical support when we need it most."

Mike Rodriguez

Mike Rodriguez

Founder, Elite Gaming Platform

"Hands down the best high-risk processor in the industry. Competitive rates, lightning-fast approvals, and they actually understand our complex business model. Couldn't recommend them more highly!"

Tom Johnson

Tom Johnson

Director, Global Travel Solutions

"Professional white-glove service from day one. They handled our complex international transactions seamlessly and their advanced fraud protection suite is absolutely top-notch in the industry."

Frequently Asked Questions

What Industries Do You Specialize In For High-Risk Merchant Processing?

How Fast Can I Get Approved If I've Been Declined By Other Processors?

Do You Serve Low/Medium Risk Merchants As Well?

What Happens If My Current Processor Shuts Down My Account - Can You Help Immediately?

What Support Can I Expect As A High-Risk Merchant